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If a salesperson refuses to sell a timeshare to a customer based on their religious beliefs, which law are they violating?

  1. Fair Housing Act of 1968

  2. Consumer Protection Act

  3. Equal Credit Opportunity Act

  4. Real Estate Settlement Procedures Act

The correct answer is: Fair Housing Act of 1968

The correct answer is the Fair Housing Act of 1968. This federal law prohibits discrimination in housing-related activities based on race, color, national origin, religion, sex, familial status, and disability. Since timeshares are considered a form of housing, the act applies to their sale as well. If a salesperson refuses to sell a timeshare to a customer solely based on their religious beliefs, it constitutes discrimination under this act, thereby violating its provisions. The other laws mentioned address different areas. The Consumer Protection Act focuses on protecting consumers against unfair or deceptive business practices but does not specifically address discrimination based on religion. The Equal Credit Opportunity Act primarily deals with discrimination in lending practices and does not cover the sale of timeshares directly. Lastly, the Real Estate Settlement Procedures Act is concerned with the overall financing process in real estate transactions, including disclosures about the costs incurred, rather than issues of discrimination in sales practices.